METLIFE GROUP DENTAL
MetLife group dental insurance for small businesses
Typically $30–$40 a month per employee*, with access to MetLife's nationwide PPO network from day one.
✓ No waiting periods
✓ Rates locked for 24 months
✓ For businesses with as few as two employees
*Employee-only coverage. Your rate depends on your group, location and plan level.
Get your dental quote
Already offer health insurance?
Your health plan doesn't cover everything. Dental fills the gap your team notices most, and adding it won't change what you pay for medical.
No benefits budget yet?
Offer dental as a voluntary plan. Employees pay the premium at group rates, and your business pays nothing. It's an easy first benefit to offer.
Somewhere in between?
Pay part of the premium and let employees cover the rest. You choose the split.
MULTIPLE PLAN CHOICES
Three plan levels on MetLife's largest dental network
Every plan uses PDP Plus, MetLife's largest PPO network, with dentists nationwide. Employees can also see dentists outside the network, with lower reimbursement.
Each covered family member gets their own annual maximum. Your quote shows the exact benefits for each level.
WHY METLIFE?
Simple setup.
Minimal admin.
Real support.
A leader in non-medical group benefits, with service built for small businesses.
90% +
of plans set up in under 7 business days
96%
of employees satisfied with the claims experience
99%
employer satisfaction
24/7
online access to self-service portal
HOW IT WORKS
Get set up in three steps
1. Enter your information to start your quote.
2. Pick a plan level and decide how the premium is paid.
3. Complete your enrollment application online. It takes about 20 minutes.
Who can apply?
• Businesses with as few as two full-time employees. The owner counts as one.
• Coverage starts on the 1st of any month. Apply at least 2 weeks before the date you want.
• Each policy runs 12 months, and your rates are guaranteed for your first 24 months.
FREQUENTLY ASKED QUESTIONS
Questions employers often ask about group dental
No. Voluntary plans are paid by employees, so they cost your business nothing. You can also pay all of the premium or share it.
Yes. Family coverage costs more than employee-only coverage, and you decide whether to contribute toward it.
No. Each covered family member has their own. On a plan with a $1,000 annual maximum, every covered person has $1,000 of benefits to use that year.
They can still go. The plan includes out-of-network benefits, though reimbursement is lower than with a PDP Plus dentist.
Child orthodontia is available on the High plan, for children up to age 19. Adult orthodontia isn't covered.
Yes. Owners, partners and proprietors are eligible if they meet the same requirements as other employees.
You may be able to deduct what your business contributes toward employees' premiums. Check with your tax advisor.
We'll contact you before your policy term ends to review renewal. Your rates stay the same through your first 24 months.
START HERE
Ready to see what dental costs for your team?
✓ No waiting periods
✓ Rates locked for 24 months
✓ Enroll in less than 20 minutes
Call for a quote: 855-901-5565
This page is a summary, not a statement of benefits or rates, and it does not guarantee coverage. Like most group dental plans, these plans have limitations, exclusions and frequency limits set out in the plan documents. Rates vary by group, location and plan level. Group dental insurance is underwritten by and offered through MetLife.
No waiting periods
Benefits for basic and major services, such as fillings and crowns, start on the plan's first day, subject to the deductible and coinsurance.
Rates locked for 24 months
Your dental rates won't change for two years. No increases. No surprises.
Fast Online Enrollment
Enroll online in under 20 minutes. Or, simply get your free quote with no obligation to enroll.